Definition

Noun: The total amount and type of protection provided by an insurance policy. It specifies what risks are protected against and the maximum amount the insurer will pay for a covered loss.

Usage

"Insurance coverage" is a non-count noun used to describe the scope and limits of an insurance contract. It answers the questions "What is insured?" and "For how much?".

Examples

• Before renting the car, he checked his auto insurance coverage to see if it was included.
• The new health plan offers broader insurance coverage for mental health services.
• It is important to review your insurance coverage annually to ensure it meets your needs.

Advanced Usage

• "Adequate/inadequate insurance coverage": Describes whether the protection is sufficient or insufficient for potential risks.
  • Many homeowners discovered they had inadequate insurance coverage after the flood.
• "To have insurance coverage for [something]": Specifies the particular risk that is protected.
  • Does your policy have insurance coverage for theft while traveling?

Variants and Related Words

• Coverage (n.): Often used interchangeably with "insurance coverage" in context.
  • My dental coverage is very good.
• Insured (n.): The person or entity protected by the insurance coverage.
• Policy (n.): The formal written contract that details the insurance coverage.

Synonyms

• Protection
• Indemnity
• Security

Related Phrases

• "Gap in coverage": A specific risk or situation that is not included in the insurance coverage.
  • Not covering water damage was a significant gap in his coverage.
• "Scope of coverage": The specific range and terms of what is protected.
  • The lawyer carefully explained the scope of coverage in the contract.

Noun

1. the total amount and type of insurance carried